(1) After the credit card is lost, immediately call the issuing bank to provide basic information, and ask the staff to report the loss of the credit card as soon as possible and apply for a new card.
(2) Bring your ID card and report the loss to the credit card department of the bank. If you need someone else to handle it, you need to write a power of attorney and seal it.
(3) Choose a bank with more card loss protection.
legal ground
Article 38 of the Measures for the Administration of Credit Card Business
When issuing a card, the marketer should take back the credit card. If the valid card cannot be recovered, the payment should be stopped. When the account is closed, the balance of the company card account is transferred to basic account, and cash cannot be withdrawn.
Article 39
If the credit card is lost or stolen, the cardholder shall immediately apply to the nearest card-issuing bank or correspondent bank with his/her ID card or other valid documents, and provide relevant information for reporting the loss as required.
Article 40
If the cardholder gets his credit card back after applying for loss reporting, he may apply for cancellation of loss reporting and stop payment.