Consumption in foreign currency abroad, repayment in RMB at home, now many banks' dual-currency credit cards have this function.

Method 1: Just go to the counter to purchase foreign exchange for repayment before the repayment date stipulated by the bank, without extra handling fee;

Method two. Some banks can also use debit cards to hook up with credit cards, transfer RMB from debit cards to credit cards by telephone transfer, and then purchase foreign exchange for repayment through telephone banking, without additional handling fees. The exchange rate of purchasing foreign exchange is calculated according to the foreign exchange quotation on the day of consumption, so the exchange rate of daily consumption may be different.