What is credit card QuickPass? Credit card quick pass is to use a credit card with quick pass function to make quick pass. This type of credit card usually has the words Quick Pass on the front. There is no need to activate credit card QuickPass by yourself, this function is built-in with the credit card. If your credit card is a Quick Pass card, you can complete the payment at a POS machine that supports UnionPay "Quick Pass" by placing the card close to the POS machine. When the single consumption amount does not exceed 1,000 yuan, there is no need to enter a password and signature, which is what we call password-free and visa-free for small amounts. However, many cardholders feel unsafe when they see that credit card Quick Pass does not require entering a password or signature, and they are afraid that it will be stolen. This is because everyone does not know enough about the security of Credit Card Quick Pass.
Is credit card quick pass safe? Technically, there is nothing to worry about. You must know that the "Quick Pass" password-free and visa-free business came into being with IC card technology. Its technical security has been widely recognized through a large number of practices, so banks will enable this function by default. In addition, it can also be seen from the small payment limit of Quick Pass that no password is required and no visa is required. In the past, a single payment did not exceed 300 yuan without a password and no visa. Now it is no more than 1,000 yuan without a password and no visa. Banks dare to do this. Naturally, there are Confident. Don’t worry even if your credit card is stolen. Many banks have set up special compensation for credit card quick passes without password and signature, and provide 72-hour card loss protection services.
Can credit card quick pass be turned off? If you don’t want to use credit card QuickPass, you can turn it off, but only the small-amount password-free and visa-free service will be turned off. However, it should be noted that credit card Quick Pass cannot be closed on its own. You can call the card issuing bank and ask the bank customer service personnel to close it, or bring the original ID card and credit card, and then go directly to the branch counter to handle it.
Summary: Credit card Quick Pass can be turned off, but what is closed is mainly the small-amount password-free and visa-free service. Once the credit card Quick Pass function is turned off, even if your credit card is a Quick Pass card, you still need to Pay by swiping your card, regardless of the amount.