First, the maximum amount that can be applied for by credit card installment is generally a fixed credit card amount, and the temporary amount is generally not applicable to installment; The minimum amount is the starting amount of applying for installment, that is, the credit card consumption amount can only be applied if it reaches the specified amount;

Second, how many installments means that you have to pay off in several installments, and one installment is equal to one month;

Three. The following are the staging requirements and handling fee rates of several banks:

1. China Guangfa Bank

Guangfa Bank Guangfa Credit Card launched "Yangyanghang" interest-free installment payment. As long as the single consumption reaches 500 yuan, you can call 95508 to register for installment payment.

Number of GDB card periods: 6 months, 12 months, 18 months, 24 months;

Number of installments and handling fee standard:

The number of periods (monthly 1 period) is 6, 12, 18 and 24, and the service fee rate of each period is 0.7%, 0.7%, 0.72% and 0.72% respectively. Guangfa Bank can also handle postal installment business, and the commodity providers mainly include Digital China and Founder Technology. The staging method is the same as that of China Merchants Bank.

2. China Construction Bank

The installment payment of the credit card consumption of China Construction Bank Longka is only provided to the host of Longka dual-currency credit card and Longka RMB credit card;

The initial amount of the installment payment business of CCB is RMB 1000 yuan;

Number of optional periods: 3, 6 or 12 periods can be selected freely (once a month);

CCB freezes consumption in full.

Rate standard for consumer installment payment business:

Number of periods (months): 3, 6, 12.

Monthly installment fee rates: 0.70%, 0.60%, 0.60%;

3. Bank of China:

You only need to swipe your card 1 0,000 yuan or more and call the 24-hour customer service hotline of Bank of China at 4006695566/(010) 66085566 on the day of the transaction, and you can turn this ordinary consumption application into installment payment, and choose 3 months, 6 months, 9 months and 12 months independently. We will charge a one-time installment fee.

Number of installments and installment rate

The third stage 1.95%

The sixth stage is 3.6%

5.4% in the ninth stage

12 7.2%

18 1 1.7%

24 issues 15%

4. China CITIC Bank

The initial amount of installment payment business is RMB 1500 yuan;

Number of optional periods: 6, 9 and 12 can be selected freely;

There is no handling fee for Phase 3 and Phase 6. Customers who choose installment 12 need to pay a handling fee of 2.5% of the transaction amount, which will be directly deducted from their credit card account.