How to cancel the Agricultural Bank of China credit card

1. The Agricultural Bank of China credit card can be canceled by telephone or at the counter. Telephone cancellation is the most convenient way to cancel the credit card. Just call the Agricultural Bank of China Customer Service Center phone number 800-819-5599 and apply for credit card cancellation. Agricultural Bank of China credit card cancellation method:

1. Telephone cancellation

Telephone cancellation is the most convenient way to cancel a credit card. You only need to call the Agricultural Bank of China customer service center phone number 800-819-5599 to apply for credit card cancellation. If the credit card is successfully canceled, the bank will notify you by phone; if there are no transactions on the credit card within 45 days after applying for cancellation, and the credit card has been paid off and there is no outstanding balance, the cancellation can be successful.

2. Cancellation at the counter

If there is an Agricultural Bank of China near your home, you can also bring your ID card and credit card to the counter and ask the bank staff to cancel the cancellation for you in person. credit card.

2. Things to note when canceling Agricultural Bank of China credit card:

1. Before you cancel your credit card, there must be no outstanding balances or excess deposits in the credit card. If there is excess deposit, you need to spend it or take it out before canceling the card. If there is a debt, you must pay off the debt before canceling the credit card.

3. To ensure account security, the card must be with you when canceling the card over the phone. Agricultural Bank of China will proactively contact you two months before your card expires. If you do not intend to continue using it, you must notify our bank in writing one month before the expiration date; otherwise, Agricultural Bank of China will mail or send you a new card before the card expires.

3. If your Agricultural Bank of China credit card is lost, you can only cancel it at the branch counter. If there are new accounts payable within 45 days (inclusive) of canceling the card, you will still be responsible for it.

4. After 45 days of canceling the card, if the account has no outstanding balance or excess deposit, the system will automatically cancel the account without any procedures.

5. It takes a while to cancel a credit card over the phone, so 46 days after canceling the card, call the customer service number of the Agricultural Credit Card again to confirm whether the credit card has been canceled successfully.

How to cancel the Agricultural Bank of China credit card?

If you want to cancel the Rural Commercial Bank’s credit card, there are several ways:

1. Customers can bring their credit card and ID card to the counter of the Rural Commercial Bank’s business outlet to apply. The staff applies for cancellation and submits the card and ID card to the staff, and the staff will help cancel the registration.

However, this method may be more time-consuming. After all, there are usually many people going to bank branches to handle business, so you may have to queue up.

2. Customers can call the customer service number of Rural Commercial Bank, transfer to manual service, and apply for cancellation from the customer service staff.

After customer service personnel verify that the customer's identity information is correct, they will help log out. But everyone needs to pay attention to the fact that the telephone numbers of rural commercial banks in different places are different. For example, the telephone number of Changsha is 96518, and the telephone number of Chongqing is 95389.

Extended information:

Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate).

Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay;

A quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient for payment, the card can be overdrawn within the specified credit limit. The so-called credit card generally refers to a credit card only.

Advantages

Compared with ordinary bank debit cards, the most convenient way to use credit cards is that they can be used for ordinary consumption without cash in the card. In many cases, as long as there is no cash in the card, Just return the amount spent.

You can use overdrafts without deposits, and you can enjoy an interest-free period of 20-56 days for on-time repayment without any interest charges (most banks will charge an interest of 50,000 cents on the day of cash withdrawal, and 2 handling fees, ICBC cash withdrawals are free of handling fees and only charge interest).

Swiping your card when shopping is not only safe and convenient, but also provides gift points.

You can enjoy discounts when you use the card at the bank's designated merchants.

Accumulate personal credit and add a record of integrity to your credit file that will benefit you throughout your life.

It is accessible nationwide and you can withdraw money or make purchases by swiping your card at ATMs and POS machines with the UnionPay logo; (Note: Credit cards are only suitable for consumption and swiping. It is best not to withdraw cash. The handling fee for cash withdrawals is very high and very inconvenient. Cost-effective)

Swipe your card for consumption, collect existing points with some credit cards, and offer a variety of discounts and lucky draws throughout the year, so you can always be surprised as long as you use your card; (most credit card online payments do not have points, but online shopping payments Very convenient and fast)

Free mailed statements every month, allowing you to transparently control every consumption expenditure; (now promoting green environmental protection, paper statements can be canceled and changed to electronic statements)

The unique supplementary card function is suitable for couples to manage finances at the same time, or to control their children's financial expenditures.

The free choice of one card and dual currencies is available all over the world. Overseas consumption can be repaid in domestic RMB.

400 or the 5-digit short number starting with 9 is available 24 hours a day. Loss reports are effective immediately and there is zero risk of losing the card.

Have validity period: It is known that the validity period of domestic credit cards is generally three or five years.

Use third-party platforms (the domestic platform that supports credit card bill management is mainly Jujindou) for business cooperation to provide cardholders with preferential services.

How to cancel the Agricultural Bank of China credit card that is no longer in use?

Credit card cancellation method:

1. First, it is recommended to call the bank customer service hotline and ask about cancellation matters. Check your card Whether there are unpaid debts, balances, etc., whether there are unused points, etc.

2. Call the credit card customer service hotline to cancel. Taking China Merchants Bank as an example, you can cancel by calling the credit card customer service hotline 400-820-5555. After receiving the call, the bank will ask for some supporting information, such as ID number, office phone number when applying, company name when applying, home phone number and other information you have registered before.

After confirming that it is the user, the user's credit card cancellation application will be accepted. After the cancellation is successful, a prompt will be displayed to successfully cancel the card. Use scissors or other tools to destroy the card.

Extended information

Credit cards that are not suitable for cancellation

1. Credit cards with overdue records within 2 years.

Normally, credit card repayment records for the past two years will appear on the credit report. If there is any bad record such as overdue card, even if the card is successfully canceled, the record will still be retained for 5 years.

2. Credit cards canceled purely due to annual fees.

Nowadays, the annual fee exemption requirement for credit cards is very low. It can be waived as long as it is charged several times within a year, so there is no need for cardholders to cancel the card for this reason.