My ETC is bound by China Post Office. How to unbind the credit card does not affect the credit card limit.

Just apply directly to China Post Office. I hold an ETC card, an ID card and a credit card to be bound to go to an offline outlet, and then say that I want to handle the unbundling business, and the staff will help the user handle the business, which will not affect the credit card limit. The transaction is risky, please consider it carefully.

what does the postal savings bank need to run ETC?

Requirements for the Postal Savings Bank to run ETC:

1. The original and photocopy of valid ID card and driving license are required (non-owner should also bring the valid ID card of the agent), and the photocopy of driving license needs to be copied and stamped with the++page of the latest annual inspection.

2. Postal credit card application form. This credit card is used to bind ETC card. After you get the credit card, you can swipe your card twice and use the POS slip to get and install ETC vehicle-mounted equipment at the designated postal outlets free of charge.

extended information

the postal ETC pass card can be recharged in different places; The same bank card deposit, off-site deposit or inter-bank deposit are subject to handling fees. Handling fee for recharging postal ETC card in different places; Inter-bank fee in different places, 1% of the transaction amount (minimum 2 yuan, no upper limit) +2 yuan/transaction; Peer fees in different places, 1% of the transaction amount (lowest in 2 yuan and highest in 1 yuan).

ETC card is the abbreviation of ETC user card, which is a special card for non-stop charging in ETC lane or non-cash charging in MTC lane.

The biggest feature of ETC toll collection is "no stopping", that is, when the vehicle passes through the ETC lane at a speed less than 2km/h, all toll collection operations are automatically completed by ETC system, and vehicles can enjoy toll concessions without stopping or queuing for payment.

ETC is a non-stop electronic toll collection system, and ETC lanes are used by vehicles equipped with ETC on-board devices. ETC toll collection system is the most advanced road and bridge toll collection method in the world. Through the microwave short-range communication between the vehicle-mounted electronic tag installed on the windshield of the vehicle and the microwave antenna on the ETC lane of the toll station, the computer networking technology is used to carry out background settlement with the bank, so as to achieve the purpose that the vehicle can pay the road and bridge fees without stopping at the road and bridge toll station.

ETC promotion still faces many difficulties in terms of convenience and application scope, which leads to the low enthusiasm of car owners:

First, if it is used less often, the equipment charge is more expensive than the toll.

The cost of handling ETC is between 2 yuan and 35 yuan, but for car owners who only run high-speed once or twice a year, the utilization rate is very low and their enthusiasm for handling ETC is not high. Holidays are sometimes free at high speed, and occasionally by train, the number of times you can use ETC in a year is very limited, and the cost of running ETC is more expensive than the toll.

Second, the procedures are cumbersome and not as convenient as mobile payment.

at present, in addition to purchasing equipment from the expressway operation unit, you can also apply for a savings card or a credit card from the bank to get ETC equipment bound to the card. However, how many banks need complicated information to handle ETC, and some citizens who come to handle ETC business say that it is very troublesome to do it.

thirdly, it has less usable range and single function.

The application scope of ETC in Shandong Expressway is not only the high-speed toll stations, but also the operating units are actively exploring the application areas, such as cooperating with parking lots and gas stations to provide convenience for ETC owners. However, on the whole, the applicable scope is not enough.

what is the credit limit of etc credit card of China bank

China bank will determine whether it meets the conditions and credit limit according to the personal financial proof and comprehensive credit status submitted when you apply for a credit card, and finally please take the actual approval result as the standard. Generally, the credit card limit ranges from to 2 million yuan.

the above contents are for your reference. please refer to the actual business regulations.

if you have any questions, please contact online customer service of Bank of China.

you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GOAPP to handle related business.

what should I do if the postal etc credit card limit is insufficient? You can try these three methods.

Postal Bank also bought etc credit cards. Now you can send OBU equipment for free when you apply for a card. Many people have applied for credit cards and activated the equipment. However, when you take the expressway, you may encounter the situation that the credit card limit is not enough, so you can't take the etc channel if the deduction fails. So what should you do? Let's take a look at it.

We all know that it is necessary to bind a bank card to deduct fees when handling etc business. Many people set up postal etc credit cards, and usually associate their cards with etc accounts. If they go through the etc channel, they will directly deduct high-speed fees from their cards. If the credit limit is not enough, they have to find ways to increase the available credit card. There are three ways:

1. Repay the credit card:

If the postal etc credit card has outstanding debts, And now that the available amount in the card is not enough, you can pay off part of the arrears first, and then you can deduct the fee from the credit card amount when the recovered amount is greater than the high-speed fee.

2. Apply for increasing the temporary limit:

If the available credit card limit is insufficient and there is no money to repay temporarily, you can try to call the bank to apply for increasing the temporary limit. However, this method is more difficult, because the temporary quota needs to be comprehensively evaluated by the bank according to the credit conditions of the cardholder and the use of the card. If the score is insufficient, the temporary quota will not be given.

3. Deposit money into the credit card:

This method is similar to the first method, and the credit card is used to increase the usage limit. However, the difference is that in the absence of arrears, the money deposited becomes an overpayment. If it is greater than the high-speed toll, then the deducted money does not need to be repaid.

To sum up, it is impossible to pass through the etc channel if the postal etc credit card limit is not enough. Therefore, in order to avoid the failure of deduction, we should check the available limit before crossing the expressway, and then improve the credit card limit through the above three methods. As for which method to choose, it depends on everyone's needs.

This is the end of the introduction about the postal etc credit card limit and the postal etc limit. Did you find the information you need?