The debit card of CITIC Bank has the functions of deposit, transfer, payment, remittance, purchase of wealth management products and credit card consumption.

Debit card, also called savings card, is a kind of bank card, and the other bank card is a credit card. Their differences are as follows:

1, different consumption patterns. Debit cards deposit first and then consume, and credit cards consume first and then repay;

2. The deposit interest is different. Debit card deposits can earn interest, while credit card deposits have no interest;

3. The annual fee is different. The annual fee for debit cards is very low, generally only about 10 yuan, while the annual fee for credit cards is very high, generally above 50 yuan.