I have never understood the concept that we are often advised not to use flowers and credit cards in courses. I have never understood it very well.
Until today, I saw that my bud has been used, and I found that I actually used so many flowers. I really used a bud. If we use it in stages, I don't know how much it will cost.
I also remembered some of my old JD.COM white stripes. I almost forgot that I have finished the installment payment. At that time, I chose it purely because it was free to watch, and I almost forgot it at last. It's really scary to think about it.
I also understand that white bars, credit cards and flower beds can really help us to lengthen the interest-free period of funds and make our financial management path have a better turnover, but it also leads to some problems.
For example, what are we going to consume, what I can't afford without flowers. Because of flowers, I may spend things I can't afford. I will forget what kind of consumption I am more suitable for now.
And I may have bought something that doesn't match my strength. I will forget what else I need to prepare, how much money I need to earn, and how much margin I need to reserve for myself.
I often lose myself in a situation and don't know what I should do.
On the other hand, with flowers and white stripes, I may forget to pay back the money. I need to spend time and energy thinking about it. These things will affect my attention and mentality, and will affect one of our moods.
So many times you can use white stripes and flowers, but you must be clear about your actual disposable amount, otherwise it will be terrible to spend all your abilities and it will be easy to have a vicious circle.