Generally, credit cards and debit cards are not linked to each other. The bank may also bind the two cards together. The annual fee for the debit card is only 10 yuan, which is no big deal; Bank of Communications Y -Power Credit Card is a dual-currency card. The annual fee is waived in the first year, and the annual fee is waived for six transactions per year. The validity period of the card is three years. If the card is not opened within three years, it will be automatically canceled after expiration. There is no need to activate the card again. If you want to cancel, just call customer service. It will have no impact on your credit record. The annual fee for the Bank of Communications Y-Power Credit Card is 140 per year. As mentioned earlier, there is a way to waive the annual fee. If you apply for a Y-Power Credit Card with a college degree or above, the minimum limit is 5,000 and the maximum is 50,000. The full amount can be withdrawn in cash. The cash withdrawal fee is only 5 yuan per transaction. If you activate your card within 45 days, you can enjoy the activity of 200 yuan back to 100 yuan. Please go to the official website to find out more. I am from the Hangzhou office of Bank of Communications Pacific Credit Card Center. Please support me -!