It is recommended to maintain the card first to increase the credit limit. For specific operations, please refer to the following:

Swipe the card frequently, repay the loan frequently, and pay it back when you have money. The purpose of this is to increase the efficiency of fund turnover and increase the utilization rate of funds. The more frequently you swipe and return cards, the more banks like it. They feel that the funds are safe and you can make money.

An installment is done every two months, and the number of installments should not be too long. Or make at least two cash withdrawals a month to let the bank earn some interest.

Another suggestion is: don’t apply for too many credit cards, focus on one first, and then increase the limit.

Guo Renbao can support cards, and it is safer to maintain them yourself. The above is an introduction to the experience of maintaining a credit card.