The first trial means that the applicant's information has basically met the bank's card-issuing standards, and the applicant should pay attention to the final audit results.

1. Contents of preliminary examination by the audit department of the bank

1. Personal basic information

2. ID card information

3. Work and family information

4. If the information is incomplete, the bank will prompt the applicant to improve the information by calling the fixed telephone or mobile phone

5. After the preliminary examination, the bank will go to the credit information center to inquire about the applicant's credit records. In order to complete the final audit

Extended information:

1. Reasons for the rejection of the credit card in the first instance

1. Age, the applicant's age should be between 18 and 6 years old

2. Credit history, banks usually don't like white households with credit information, and white households have no credit information records to query, so the scoring system can't make a more accurate evaluation

3. The number of cards held. The score given by the bank will naturally not be very high

4. Liabilities. If you have more loans to repay at present, the bank will generally control the issuance of credit cards

5. The more stable the applicant's future job is, the higher his social status will be. 6. Family information, for the bank, the longer a person lives in one place. The more stable

2. Credit card application conditions

1. Full-capacity person who has reached the age of 18

2. Stable repayment ability

3. Work certificate or income certificate

4. Proof of assets such as real estate and vehicles under his name

Baidu Encyclopedia-credit card.