Based on my many years of experience in banking business and using credit cards, there are two situations that can be handled. \x0d\1. If you apply for a card through a card, whichever bank applies for a card, the new card will generally have a higher limit than the original card. \x0d\\x0d\The premise is that you already have a credit card. The limit may not be high, but it doesn't matter. I remind you to maintain a good credit repayment record, even if you maintain the minimum repayment amount every month. When I was in college, For quite some time, I only paid the minimum repayment amount each month, but the bank proactively called me to increase my loan limit. Or if you have a credit card that has been used for more than half a year, you can also take the initiative to apply for a limit increase through the customer service phone number. In this case, your existing credit card limit will continue to increase, making it more convenient for you to apply for high-limit credit cards in the future. \x0d\\x0d\2. When applying for a credit card, submit relevant property certificates. Such as cars and real estate. \x0d\In fact, for high-value credit cards, I personally understand that no bank has a higher or lower threshold. Only different banks have different requirements for proof of property when approving cards. It is not enough to provide them casually. It depends on whether the bank accepts them. . \x0d\For example, Minsheng Bank, where I have worked before, high-limit credit cards are classified into: Diamond Card (starting limit is 200,000), Deluxe Platinum Card (starting is 80,000), and Standard Platinum Card (starting is 40,000). However, the bank does not accept car ownership certificates. Even if you have a famous Shenma car, the only conditions for acceptance are: apply for a card with a card or real estate \x0d\ apply with a card, and do not need to provide any additional proof of assets: the applicant is required to have Have a credit card that has been used for more than half a year, and the credit limit of the card is at least 40,000 yuan (the original card limit is more than 40,000 yuan, you can apply for a standard platinum card, more than 80,000 yuan, you can get a deluxe platinum card, and more than 150,000 yuan, you can get a diamond card)\ x0d\Introduction by real estate: The standard platinum card requires a real estate value of more than 800,000, the deluxe platinum card requires a real estate value of 1.6 million, and the diamond card requires a real estate value of more than 3.2 million. \x0d\According to my understanding of some colleagues around me, Guangfa and China Merchants Bank accept car-related certificates, so different banks have different application conditions. It is recommended that you inquire more about credit card processing at some stalls on the street or in shopping malls. staff, or call the customer service of each bank.