Commentator Zhang Zhang:

As the saying goes: "Rescuing people in emergencies does not help the poor." If he asks you to lend him money because of an emergency, it is reasonable.

As for borrowing cash or credit card? This still depends on your own situation.

However, it is not recommended to borrow a credit card. This kind of unclear problem will be counterproductive if not handled well. Be careful and you will not be able to be a good friend. Because the person responsible for the repayment of the credit card is yourself, you must be able to fully guarantee that your friend can help you repay the credit card. Otherwise, the interest on the credit card will be very high after one month, which will cause you to spend a lot of extra money. Also, why not let him use his own credit card? Instead, you need to use your own credit card. After all, brothers have to settle accounts, and you have to have principles when helping a good friend.

The suggestion is to borrow cash. If you have money, borrow it. If you don’t have money, you can’t make a fool of yourself.

If the money is not a lot, you can lend him cash.

If it is a choice between borrowing money and a credit card, I think it is most appropriate to lend him money.

Because according to bank regulations, credit cards can only be used by yourself. If you lend it to others, it may be illegal to commit credit card fraud.

If you borrowed a credit card, let’s not talk about the illegal behavior first. Let’s talk about the facts. Your brother is short of money, and then you lend her a credit card. After she uses the money, she has no money to repay. In the end, If you need to pay off the credit card debt, it is better to borrow money directly to save yourself some trouble.

In short, as far as the subject of the question is concerned, the subject's spirit of being a friend is worth learning, but now there are many cases where the relationship breaks down because of financial contacts between good buddies. This is What we need to pay attention to most

If you can borrow money, don't borrow a credit card.

If your friend does not repay the money in the future, you will have lost part of your money. If you have an IOU, you can still ask for the debt through legal channels.

But credit cards are dangerous. If a friend has no money to repay the loan and the credit card is overdue, it will affect your credit report. In addition, banks are not allowed to lend the card to others, and when the credit card is overdue, the bank will only come to you to collect money and bear the corresponding responsibilities.

If your credit card is overdue for a long time but is not processed, you risk being sued by the bank and may also face criminal liability.

You are so generous! I am almost sixty years old this year. Looking back on the past, I have made many friends over the past few decades, including some very close friends. However, as time goes by, especially after I retire, I feel that those who have left me behind All the friends who were very close to me disappeared one by one, and I was very puzzled myself. Looking back, I had never slacked off my friends before. Whenever they came to me for something, I basically never declined. I couldn’t figure it out. This was the reality. Maybe this was the case. The true meaning of making friends throughout life.

Let’s get back to your question. At my age, we no longer have good friends, so basically there is no such thing as “good friends lending money”. Of course, there is no such thing as “good friends borrowing money”. I don’t think about the choice of giving money or credit card.

A good friend borrows money from you. Should you lend him a credit card or give him money?

First of all, when it comes to borrowing money from relatives and friends, the brothers must settle the accounts clearly. The settlement of accounts clearly does not mean that you have to be too careless or shrewd, but you must understand the reason, understand the cause of the matter, and settle the matter. possible outcomes. At the same time, you need to know where the money is going, what it will be used for, the amount, the deadline, and what the worst-case scenario and the result you can afford will be!

The credit card use contract clearly stipulates that the credit card cannot be lent to others, and the individual shall be responsible for any losses caused. This means that others are overdrafting maliciously, but you are responsible for the consequences. Malicious overdraft on a credit card is illegal and if the overdraft amount is sufficient, you will be sentenced. So be sure not to give your credit card to others. It is recommended that you ask the card user to repay the money immediately. If you can afford it, you can repay the account first, stop the loss in time, and stop the card. If the card has been stolen or lost, explain to the bank immediately or report the case directly.

1.

Good friend: How good is it? Can you borrow money without having to pay it back?

2. Borrowing money: the purpose, amount, and period of borrowing, whether it is urgent or not.

3. Credit card: If A has cash and is willing to borrow, of course, this option will not be considered as the risk is too high.

B has no money, let alone borrowing a card. You yourself are a problem, yet you still dare to walk around without food

4. Giving money: Of course, if you have money, it is easiest to give money within the range of the loss you can bear.

Real buddies are those who dare to say no to their friends, say whatever they want, and cannot regard well-intentioned reminders to friends as opinions about themselves;

Real buddies are those who trust each other and respect each other. Respect, say anything, and be able to help people who will help you without hesitation at critical moments;

You must be sincere and extend a selfless hand when your friends are helpless; that is, you must consider each other more, You can't patronize yourself and don't think about your friends; it can help you recognize your shortcomings and strengths; it can still treat you as always when you are down, and it can not change your original intention when you are brilliant; it can cry with you when you are sad, and when you are I will be happy for you when I laugh; I will be indifferent when I say goodbye, encourage each other and tell each other how it will be, but miss each other endlessly after separation; I will be the person who helps you when you are in trouble, but does not need anything in return; never Will make you cry! When you are uncomfortable, he is also uncomfortable, and when you are happy, he is also happy. He is the second you, and you can see the epitome of yourself in him! Simply put, I think true friends are those who can appreciate each other, be sincere to each other, trust each other, understand each other and tolerate each other! It’s amazing that you always want to treat him as your own person

First of all, since you are good buddies, I guess you two already have enough trust between you that you can borrow money.

However, as the saying goes, borrowing money to relieve emergencies does not help the poor. If it is really urgent for him to ask you to lend him money, it is reasonable.

Should I borrow cash or credit card? This still depends on your own situation.

If the money is not a lot, you can lend him cash.

But if the amount is relatively large and you don’t have enough cash, you can consider borrowing a credit card. However, there is one thing. Because the person responsible for the repayment represented by the credit card is yourself, you must be able to fully guarantee that your friends can help. You have to pay off the credit card, otherwise the interest on the credit card will be very high after one month, which will cost you a lot of extra money.

Also, instead of you lending him a credit card, why not let him use his own? After all, brothers have to settle accounts, and you have to have principles when helping a good friend.

The above is for reference. If you have any questions, please leave a message to continue communication!

Depends on the situation, if it is a brother who has died, I will try to find a solution for him, but after all, there are too few such brothers, and I have no money. I owe money to the uncle, and I cannot afford to offend him

If you really can't save face, help him based on how much money you have in hand. Never borrow a credit card. If he can't pay it back, you have to pay it back for him. If you don't repay it, it will easily affect your credit score. A friend of mine is an example. He borrowed 100,000 from Jiebei and lent it to his friend. When he repaid the loan, he still didn't pay it back. Now he is still paying it back!

It is not recommended to lend credit cards to others, because the credit card money essentially belongs to the bank and the individual only has the right to use it. If you lend it to a friend, it is good to repay it smoothly. If it is not returned smoothly, you will have to provide evidence later. It's a troublesome thing. If I have a lot of money, it would be safer to lend cash to a friend. Not only can I help my friend, but I can also take good care of myself [smile][smile][smile]

I will lend him money. , borrowing a credit card, if he always swipes it blindly, it will affect his credit score. Since my good friend has lent the money, I have no intention of asking him to repay it. If he has lent it, don't urge him to repay the money, otherwise it is worse. If you don’t lend it to him, it’s best if the trouble is not bad