Generally, the limit of a regular card is less than 10,000 yuan, the limit of a gold card is between 10,000 yuan and 50,000 yuan, and the limit of a platinum card is more than 50,000 yuan, with no upper limit. The Agricultural Bank of China credit card limit that each person can apply for is different. The bank will give you a limit based on your credit report and personal information. It depends on your job, income, education, asset status, and credit record. The better, the higher the limit.

1. Agricultural Bank of China’s credit cards are mainly divided into regular cards. Gold card and platinum card levels. According to the past credit standards of the Agricultural Bank of China, the credit limit of the regular card is about 2,000-10,000 yuan, the credit limit of the gold card is about 10,000-200,000 yuan, and the credit limit of the platinum card is about 50,000 yuan or more.

The specific limit is determined based on a comprehensive assessment of the credit standing of the person applying for the card. Please refer to the actual credit limit. The annual fees for Agricultural Bank of China credit cards are as follows.

2. Puka. The single-currency general card is RMB 80 per year for the main card and RMB 40 per year for the supplementary card. The dual-currency regular card costs 100 yuan/year, and the supplementary card costs 50 yuan/year. The annual fee is waived in the first year if you swipe the card 5 times (cumulatively for each additional card), the annual fee for the next year will be waived. Regular cardholders who have not met the number of card swipes can use 5,000 points to waive the annual fee.

3. Gold card. The single-currency gold card is RMB 160 per year and the supplementary card is RMB 80 per year. Dual Currency Gold Card is RMB 200/year for the main card and RMB 100/year for the supplementary card. The annual fee is waived in the first year if you swipe the card 5 times (cumulatively for the main and attached cards), the annual fee for the next year will be waived. Gold cardholders who have not met the number of card swipes can use 3,000 points to waive the annual fee.

4. Platinum Card. The annual fee for the platinum card is 580 yuan/year and an additional card is 300 yuan/year, except for special cards. Except for special cards with 12 annual fee-free purchases in the first year and no annual fee for the following year.

The Agricultural Bank of China credit card limit is granted after the bank reviews the applicant’s qualifications. Generally, the limit for regular cards is within 10,000 yuan, the limit for gold cards is between 10,000 yuan and 50,000 yuan, and the limit for platinum cards is between 10,000 yuan and 50,000 yuan. The credit limit of the card is above 50,000 yuan, with no upper limit.

The maximum credit limit of Agricultural Bank of China is based on your various circumstances:

1. The most important thing is your workplace. The work unit represents your cash inflow ability and stability to a certain extent. The best is civil servants, followed by public institutions, followed by large enterprises, foreign-funded companies, etc.

2. Next is the position. The higher the position, the higher the income, the stronger the solvency, and the higher the quality.

3. Credit record. Your previous credit card repayments and loan repayments.

4. There will be extra points for education, asset status, real estate, vehicles, deposits, etc.