Many card friends can't repay in full after using Pudong Development Credit Card, and they will want to apply for bill installment. Bill installment is generally aimed at bills that have been issued. In addition to the bills already issued, some card friends may not pay the bills. If they want to apply for installment payment together, they will use the full account for installment payment. Next, let's learn about the whole account installment of Pudong Development Credit Card.
What do you mean by installment payment with Pudong Credit Card?
Full installment actually refers to the sum of debts of invoiced transactions and unbilled transactions, which is applicable to bill installment. In the past, it was impossible to handle bill installment and unpaid installment at the same time, but it can be realized after the whole account is phased out.
If you want to apply for full installment, you should pay attention to the amount range that can be installment. Under normal circumstances, the total amount of account installment applied for will take precedence over the total amount of account installment that has been booked by default; For the installment part of the whole bill, it is not allowed to apply for installment payment for the balance of the bill payable that exceeds 95% of the total bill of the cardholder's credit card in the current period.
In addition, the whole account installment will generate two bills to be transferred to installment payment, which will offset the invoiced amount and the unbilled amount respectively. The monthly installment principal and installment fee of the whole account will be shared according to the total amount of the application.
How to apply for the full account installment of Pudong Development Credit Card?
There are three processing channels:
1. Wechat Bank: Wechat pays attention to the official WeChat account of Pudong Development Credit Card, binds the existing Pudong Development Credit Card, and enters "full account installment" in the dialog box. The system will push a message with an application link, click the blue word in the message, and apply for full installment according to the prompt.
2. Puda Xiben APP: Download a Puda Xiben APP on your mobile phone and install it. After registering the card binding, you can see the whole account staging in the staging interface. Click Apply as prompted.
3. Customer service hotline: directly call the customer service hotline on the back of Pudong Development Credit Card, transfer to manual service, and apply for full account installment.
How to deal with the installment of Pudong Development Credit Sign? What conditions need to be met?
Pufa Credit Card has contract installment service. After the cardholder signs the contract, the future bill or single consumption will be automatically phased. However, this is not what you want to do. You must meet the application conditions and go through the right channels. Then, what conditions do Pufa need to meet when signing by stages? How to deal with it? Let's get to know each other.
Conditions for signing Pudong Development Credit Card by installment:
1, which must be the primary credit card holder, and the secondary card does not support processing;
2, no bad credit, repayment on time after consumption. After all, banks will review users' credit. If the credit is not good, it is likely to be rejected.
3. You can only pay by installment or free installment, and you can only choose one of them.
Processing channels for installment signing of PUFA Credit Card:
1. official credit card APP of Shanghai Pudong Development Bank: download Xida Puben APP, select installment-signing installment after logging in, select application card, signing type, number of installments and minimum installment amount, and then confirm the submission. The system will immediately review and notify the application result.
2. WeChat client application: WeChat pays attention to the "Pufa Credit Card" in the official account of WeChat and binds the credit card in the official account of WeChat, and selects "Micro-service"-"I want to repay by installments"-"Sign by installments". After selecting the signing type, number of installments, signing period and minimum installment amount, confirm and submit, and the system will immediately review and inform the application result.
3. Application for mobile banking: log in to the mobile banking client of Shanghai Pudong Development Bank, click "Shanghai Pudong Credit Card", select the credit card to be applied, click "Application for signing by installment", select "Micro-service"-"I want to repay by installment"-"Signing by installment", select the signing type, number of installments, signing period and minimum installment amount, and then confirm the submission. The system will immediately review and inform the application result.
The above is a summary of the application methods and conditions for signing the installment business of Shanghai Pudong Development Bank. Friends who want to apply for automatic installment business may wish to follow the above channels and take effect after success.
How to handle the installment of Pudong Credit Card Mall? What are the requirements?
Many friends like to go shopping in shopping malls, and it is inevitable that they will encounter the situation that they can't pay in full for the goods they like. At this time, Pufa Credit Card will come in handy. You can apply for credit card installment at the special merchants in Pudong, and take the fancy goods home first. Then, how to handle the installment of Pudong Credit Card Mall? What conditions need to be met? Let's have a look.
First, the application conditions of Pudong Credit Card Mall by stages
This business is applicable to all kinds of PUFA credit cards issued by credit card centers, and business cards do not support installment business.
In addition, the total amount of goods purchased reaches the minimum amount of installment payment for shopping in shopping malls stipulated by the credit card center, and only need to apply for installment payment to the credit card center through the designated POS machine.
Generally speaking, the staging conditions of Pudong Credit Card Mall are still very simple.
2. How to handle the installment of Pudong Credit Card Mall?
1. Take the Pudong Development Bank credit card to the shopping mall designated by Shanghai Pudong Development Bank and go shopping with special merchants.
2. After the special merchants take a fancy to the goods they like, they propose installment payment to the merchants;
3. After receiving the request, the merchant inputs the credit card amount and installment number on the designated POS machine and applies to the credit card center for installment;
4. After the approval of the Credit Information Center, the cardholder takes out the credit card and spends it on the designated POS machine;
5. After the credit card is swiped successfully, the single consumption amount will be fully transferred to installment.
The above is "How to handle the installment of Pudong Credit Card Mall? What conditions are needed? " I hope it helps you. In short, the staging of Pudong Credit Card Mall is very easy and the process is relatively simple. However, it should be noted that after the installment is successful, the cardholder's repayment amount in each installment shall not be lower than the minimum repayment amount, otherwise it will be overdue.
How to handle the installment payment of Pufa credit card car? Is it okay without a credit card?
What if I have no money and want to buy a car? This is very simple. You can handle the car installment business of Pudong Development Credit Card, and you can drive home with a down payment of 10%~30%. So, how to handle the installment business of Pudong Development Credit Card? What conditions need to be met? Is there no credit card available? Let's have a look.
PUFA credit card vehicle installment payment terms:
1. I need to submit my ID card, residence permit materials and income proof materials;
2. Good personal credit, stable work and repayment ability;
3. You can handle it for yourself or your immediate family members, such as parents, children and spouses.
Pufa Credit Card Automobile Staging Process:
Pufa credit card car staging is relatively simple, only three steps are needed. The specific process is as follows:
1. Submit application materials: designate a car dealer in the credit card center of Shanghai Pudong Development Bank to see the car, and after determining the model, submit the materials to the sales staff of Shanghai Pudong Development Bank, wait for the bank's approval, and grant the loan amount.
2. Submit payment materials: after receiving the notice of the approval result from the bank, pay the down payment to the dealer, and then submit the payment materials to Shanghai Pudong Development Bank;
3. Go to the merchant to pick up the car: After receiving the notice of picking up the car from the merchant, drive the car home.
Can I apply for car installment payment without a credit card?
Of course. You need to fill in the application form of Shanghai Pudong Development Bank credit card car installment business, and apply for Shanghai Pudong Development Bank credit card and car installment business at the same time.
The above is "How to handle the installment payment of Pufa credit card car? Is it okay without a credit card? " I hope it helps you. Although the car staging process of Pudong Development Credit Card is relatively simple, you can apply without a credit card, but whether you can pass the examination and approval depends on the bank, which means that your application is not successful, but your credit status. It is recommended to provide proof of deposit and real estate information as much as possible when applying.
Pufa credit card bills are processed by SMS in installments.
If you want to apply for the installment of Shanghai Pudong Development Bank bill, you can send SMS in the fastest way! The application results will be approved in seconds, and the staging results will be known immediately!
1. Edit the last four digits (spaces) of ZDFQ.
2. Send a text message to 95528.
3. Pudong Development System will immediately review and send SMS to inform the results:
What about Pudong Development Credit Card? So much for the introduction of installment payment.