The platinum credit card limit of Harbin Bank is generally more than 20,000 yuan. The credit card limit is assessed according to the information attached at the time of application, combined with the specific situation, and according to the integrity of personal data, past credit and income range. After using the credit card for a period of time, the limit may be lowered, or you can apply for an increase.

The available overdraft limit of bank credit card refers to the maximum limit that can be used for overdraft consumption and cash withdrawal according to the cardholder's income and credit status, and the cardholder can recycle it within the validity period of the credit card.