how can I repay the loan without paying? What is the reason for the failure of repayment?

province Bai is a popular credit card repayment product, and many people use province Bai to repay their credit cards. And if you repay your credit card through a third-party platform, you will naturally have to repay the third-party platform. Then, how can I repay the money without saving it? Also, sometimes there will be a failure to save money for repayment. So, what if the repayment fails? I will answer your questions today.

how can I repay the loan?

first, take the initiative to repay

generally, after you borrow money from the province, the province system will automatically generate a "repayment plan" after the amount arrives. You can repay the province on the province APP according to the repayment plan, or you can repay the province in the WeChat public account of the province.

second, automatic repayment

after the "repayment plan" is generated, if you are worried about forgetting the repayment time, you can set up automatic repayment in "Bank Card Management", so that when the repayment date comes, the province will automatically deduct the money from your bound savings card, and you only need to ensure that the funds in your bound savings card are sufficient.

what is the reason for the failure to save money for repayment?

1. The balance in the bound repayment account is insufficient

If there is insufficient funds in the savings card you bound for repayment when you repay the loan, you will not be able to repay the loan.

second, network reasons

sometimes, when you repay the loan to the province, the repayment operation may fail due to network instability and other reasons.

the above is the question of "how to repay the loan? What should I do if the repayment fails? " The answer. When you repay the province, you can repay it according to the repayment plan. If the repayment fails, you can go and see if it is because of the above reasons, and it is best to consult the customer service of the province.

how to repay the loan by using the province?

how to save money for repayment involves the following aspects.

1. When using the provincial credit card, the amount determines the amount you can repay. Generally, the amount of provincial credit is 2,-2, yuan, which is related to your credit. The better the credit, the higher the amount. 2, the rate is also a concern of users, the same is the better the credit, the lower the rate. 3. The borrowing period can be selected according to your personal financial expectation, which can be divided into 3 months, 6 months and 12 months. 4. After the provincial audit is passed, you can directly log in to the APP to borrow money.

it can be said that it is the best credit card repayment product made in China, and the repayment rate is 6% of the bank interest rate, which saves a lot of money. However, there are several points that need to be paid attention to when using the provincial loan to repay the credit card:

1. How to repay the loan with the provincial loan? About 1 minutes after your loan is successfully received, the APP will automatically create a "repayment plan", and you can repay the loan according to the "repayment plan" every month. The province provides two ways: active repayment and automatic repayment. , active repayment: log in to the provincial APP account for repayment; At the same time, the province also opened the "WeChat repayment". Automatic repayment: You only need to set automatic repayment through "Bank Card Management", and the debit will be automatically deducted from your bound savings card every month, but make sure that the bank card is not in a state of loss reporting or freezing.

2. No need to prepay. No matter how many installments you initially chose, you can prepay as needed. If you need to prepay, please enter the APP "Repayment Plan", select all the installments and click "Repayment".

3. Save the system self-deduction time. If you have set the bank card automatic deduction function, the system will automatically deduct money at around 7: on the repayment date of each month. If the deduction fails at 21: , it will be deducted again. Please ensure that the deduction account has enough money.

4. You can return several credit cards without paying. You can return multiple credit cards according to the actual situation, as long as it is within the limit.

5. Save the repayment date. The first repayment time is related to the time of your loan. After 1 minutes of successful loan, you can check your repayment date in the "Repayment Plan" in the APP, and you can also check the repayment time and amount of each installment.

6. How many repayment periods can be saved? There are three repayment periods: 3, 6 and 12.

Can I pay back someone else's credit card?

I can't afford to pay back my credit card, but I want to pay high interest in installments. If you are worried about paying back your credit card, I might as well try the provincial app introduced for you. It is said that he can help you pay back your credit card, and the interest in installments is much cheaper than that of credit cards. Some friends here will ask, can I use the province to help others return their credit cards?

province Bai is a software that allows cardholders to repay credit cards on their behalf. It originates from the "balance compensation" business. The principle is that a financial institution uses its own funds to settle credit card bills for customers first, and then establishes a repayment relationship with customers. In other words, province Bai provides funds for you to repay credit cards, and then you return the money to province Bai.

first, how to return the credit card

1. First, you have to apply for saving money. To apply for saving money, you need to provide your own ID card, commonly used mobile phone number and savings. The application process is very simple, just pass the ID card verification, then bind the savings card, and then set the personal information.

2. After the application is successful, the provincial system evaluation will provide you with an available credit line according to your credit situation, and you can use the given credit line to repay your credit card.

3. After returning the credit card, you can return it to the province. If you don't have that much money for the time being, you can apply for installment. The expected annualized interest rate of installment in the province is 3% of the expected annualized interest rate of credit card installment, which is very cost-effective.

Second, can I return someone else's credit card?

As the applicant's ID card and mobile phone number are provided when applying for exemption, in principle, only the applicant's own credit card can be returned, and it is not established to help others return the credit card.

Unless you provide someone else's ID number and mobile phone number after the application, you can return someone else's credit card.

The above is an introduction to "Can I return someone else's credit card without spending money?" I hope it will help you.

let's stop talking about how to pay back the credit card.