1. Everbright Credit Card Transfer and Savings Card is real. The "Transfer Savings Card" service launched by the Credit Card Center of China Everbright Bank can increase the credit card limit of users to an extra limit of up to 50%, and these extra limits will be transferred to the savings card designated by users.

The purpose of this service is to make it convenient for users to suddenly need a lot of money in their lives, and they don't want to overdraw their credit cards, so as not to bear too much interest expenses. However, the amount transferred to the savings card will be repaid before the next repayment date, and users need to ensure repayment within the specified time to avoid overdue charges.