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Is there no handling fee for the first withdrawal of China Merchants Bank credit card?
Hello, at present, except for the city card and the youth card, the handling fee is reduced for the first withdrawal every month, and all other cards are charged normally.

The cash advance limit is set according to your card usage, which is included in the credit limit of the credit card. Under normal circumstances, the cumulative withdrawal amount does not exceed 50% of your credit limit. For details, please call the credit card 24-hour customer service hotline. In addition, according to the relevant regulations of the People's Bank of China, the daily cash advance for each card in China does not exceed RMB 2,000; The daily cash advance of each overseas family shall not exceed the equivalent amount of US$ 65,438+0,000, US$ 5,000 within 65,438+0 months and US$ 65,438+0,000 within 6 months. Borrowing cash in advance will generate corresponding handling fees and interest.

Handling fee: RMB in China is calculated as per cash advance 1%, and the minimum cash advance charge is 10 yuan; overseas (including Hong Kong, Macao and Taiwan) is calculated as per 3% of cash advance, and the minimum cash advance charge is 30 yuan or USD 3;

Interest: advance cash transactions do not enjoy interest-free repayment. From the trading day, interest will be charged at the daily rate of 0.5 ‰ until the settlement date, and the interest will be compounded monthly.

For withdrawals in China, the daily cash advance for each card in China shall not exceed RMB 2,000. If you want to withdraw 2000, it will be done in two days. A sum of 2000+ a sum 1000. The handling fee is 20+ 10=30, and there is interest, which is five ten thousandths per day.

If you have any other questions, I suggest you consult "Customer Service Online" /cmu/icslogin.aspx? from = B& amp; Logincmu=0. Thank you for your attention and support!