For ordinary people, it is not difficult to apply, you can avoid the annual fee, and there are many discounts. Credit cards with the same threshold are not as good as them; The rights and interests are better than them, and the threshold is higher than them. Although the rights and interests have shrunk in recent years, it is undeniable that the classic white of China Merchants Bank is still a rare good card.
I have also talked in detail about the proposal of Pufa AE White and Bank of Communications Bai Qilin before, but today is the first time to mention the classic white of China Merchants Bank, so I will talk about the classic white of China Merchants Bank today.
The annual fee of the main card is 3600 yuan/year, and the annual fee of the auxiliary card is 2000 yuan/year, which will be charged after one year of verification. The annual fee of 3,600 yuan for the main card can be exchanged for 1W permanent points, and the annual fee of 2,000 yuan for the auxiliary card can be exchanged for 5,000 permanent points (if the points are sufficient, the annual fee can be automatically exchanged). 1W Don't be afraid of insufficient brushing. The classic white 1W points of China Merchants Bank are still very easy to get.
The integral rule of China Merchants Bank is that every full 20 yuan product 1 minute (except for multiple points), less than 20 points will not be accumulated. Therefore, the score of China Merchants Bank 1WE is equivalent to more than 20W of other banks.
China merchants can get 10 times points on their birthday (1 9 times basic gift 10000 points need to be registered in advance). If they spend more than 2240 yuan, they can get112 points (9 times basic gift 65438) as a secondary card.
You can also earn points by swiping your card sporadically. Daily integral tasks (sign-in, daily red envelope, etc. ).) Earn about 7300 points for the whole year. Play meow games every day, and you can earn 2.9W points for the whole year. Occasionally, the integral activity will get 3000 points, and the ten-dollar storm activity will get 3000 points.
A total of 6.5W points were earned in the whole year, 1W was exchanged for the annual fee of the main card, 5,000 for the annual fee of the sub-card, and 4.5W points were exchanged for the 5W mileage in Asia (1500 points were exchanged for the 2000 mileage of Air China, China Eastern Airlines and China Southern Airlines); 800 points can be exchanged for 20 million miles, up to 50,000/year), and the remaining points can be exchanged and kept in the hotel.
Note: The points of classic white cards of China Merchants Bank cannot be redeemed for miles, but only for Starbucks or other gifts; So with classic white (and above), the integral value doubles 2.5 times in an instant, and you deserve it!
0 1. Tourism rights and interests
With such a high annual fee, the matching right will naturally not be bad, otherwise there will not be so many people seeking after it. Needless to say, the airport, a little higher-end cards have this right, just the number of times. In this regard, China Merchants Bank Classic White is a VIP service provided to more than 0/00 airports around the world six times a year. You can take one person at a time, six times for free.
If the number of people exceeds or exceeds the number of times, each person will exchange 3000 points, which is just suitable for a couple to use at the airport for three times. Most partners of China Merchants Bank are Longteng VIP rooms, and the price is generally 250 yuan/time. If you can use these six times here, it is equivalent to getting VIP room service worth 2506= 1500 yuan at the airport.
02. Hotel rights and interests
Twice a year, "300 selected hotels" have the right to stay at VIP price, and the right to stay in these 300 selected hotels is also a core right of China Merchants Bank Classic White. China Merchants Bank has personally scrapped high-end cards such as centurion, but upgraded the rights of classic white, from the original 4 nights to 4 nights at home and 2 nights overseas!
This is more friendly for friends who like to travel or need to travel frequently. 300 yuan lives in a sea view room with an invincible view, while 400 yuan lives in an executive suite with a price tag of several thousand. If the share capital of "300 selected hotels" is 4 2 times, then
I think these rights are still good. Take the physical examination as an example. I have a physical examination once a year. After I got the classic white of China Merchants Bank, the physical examination didn't cost much. And oral care. Friends who have never done it suggest you try. Now is the period of physical revolution, so it is necessary to keep healthy.
04. Insurable interest
Enjoy free card loss protection 48 hours before reporting the loss; Enjoy free aviation accident insurance up to150,000 yuan, and travel inconvenience insurance up to 2,000 yuan (full fare or over 80% of tour fee is required for classic free). The so-called inconvenience insurance includes aircraft delay, lost luggage and so on.
Another charm of China Merchants White lies in the play of its subsidiary cards. The annual fee of each supplementary card is 2000 yuan, and 5000 points need to be deducted (supplementary cards can only be applied to immediate family members, such as spouses, children and parents). In principle, there is no quantity limit, and the bank does not recognize it).
Except that the benefits of "300 selected hotels" are shared with the main card 4 twice a year, the other benefits of the auxiliary card are the same as those of the main card and are separated separately.
Individual physical examination 1 time, individual tooth cleaning 1 time, individual golf 12 times, individual airport 6 VIP rooms, individual travel inconvenience insurance, individual VIP rooms at China Merchants Bank outlets, and individual supplementary cardholders' birthday 10 points (annual fee can be easily paid); Share 4 2 selected hotels with cardholders.
If you hold 1 classic white master card and 2 classic white supplementary cards, you can easily get at least 3W permanent points from China Merchants Bank and enjoy 10 times bonus benefits by spending 2240 yuan each on your birthday!
After deducting 1W = 2w from 5000 primary cards and 5000 secondary cards, the remaining 1W points (redeemable mileage) are 18 VIP rooms, 3 physical examinations, 3 tooth cleanings, 3 inconvenient trips, 36 golf tournaments, 4 golf tournaments and 2 golf tournaments.
It can be said that as an entry-level high-end platinum card, classic white has surpassed most people's imagination.
That's all we want to share today.
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