Basic requirements for applying for a credit card:

1, the applicant shows his identity certificate and a copy;

2. Work certificate issued by the work unit;

3. Income certificate stamped with the company's financial seal or stable wage flow;

4. Good credit record.

The following conditions will help to increase the credit card limit:

1, other financial certificates of the applicant. For example, real estate license, automobile title certificate or proof of deposit can greatly increase your credit card limit.

2. Keep a good credit record in the process of using the card. After the credit card is approved, the bank will adjust the credit limit according to the credit card usage. If you use the card regularly, the repayment is timely and the credit record is good, you can apply to the bank for adjustment after half a year.