Hello, this mainly depends on the base of the provident fund. As for whether the upper limit of the loan amount is 6.5438+0.2 million, it's really hard to say. At that time, the account manager said that I could borrow 6,543,800 yuan+0,350 yuan. I don't know how she calculated it. I don't plan to pay the insurance next year, and deduct about 1000, but if I pay it in full in three years, I will return the principal plus interest after three years.

You will know whether the application is successful or not in three weeks. You'll know later.

I hope my answer can help you.

If you are satisfied, please adopt it. You can keep asking questions.