Hello, whether to increase the quota depends on your usual consumption level. If you don't apply, you will generally keep the original quota and there will be no reduction in the quota. If your usual consumption level is relatively high, the bank will also give you an irregular active adjustment. If the bank doesn't take the initiative to raise the amount for you, you have to apply for an adjustment. This answer is provided by Youhuahua, a credit service brand under Xiaoman Finance (formerly Baidu Finance). The reliable interest rate is low, and the amount can be calculated immediately by clicking the bottom of the mobile phone, and the maximum loan amount is 200,000.