Fake. Don't believe it. First, the person who handles the card asks you to pay the card fee. The card has arrived, and you have to pay a handling fee to activate it. Then you have to pay to register as a member. The key is that you can only spend on their platform. The key is to pile up garbage. Even more unreliable is the need to consume first. Your cash loan amount is half of your consumption. Besides, this person who is not from Minsheng Bank, and the person who called me to ask about people's livelihood, does not have such a card at all, and there are no scammers in the country. And there is no such thing as a shopping card.