Guangfa Bank credit card has an annual fee.

The annual fee calculation cycle for China Guangfa Bank's credit cards is calculated from the day the new card is activated. If the conditions for annual fee exemption are not met, the system will deduct the annual fee on that day of the next year. Guangfa Bank Credit Card is a credit payment instrument issued by Guangfa Bank, which allows cardholders to consume first and then repay within the total personal credit limit. This kind of credit card has a variety of functions, including consumption, installment payments, cash deposits and withdrawals, and transfer settlement.