Banks such as Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, Bank of China, Bank of Communications, Shanghai Pudong Development Bank, Industrial Bank, and China Merchants Bank have Baobao bank cards.

If you need to apply for a bank card for your baby, you need to bring your baby's account book and guardian's valid ID to the bank for application. It is worth noting that the discounts for children’s exclusive card services are very limited, and some banks even have no discounts at all.

Bank of Communications: Pacific Children’s Debit Card is a UnionPay standard RMB personal debit card issued by Bank of Communications for minors under the age of 16. It has basic functions such as deposits and withdrawals, transfers, and consumption. Minors under the age of 16 who apply for a debit card can only apply for a children's card and cannot apply for an ordinary personal debit card.

Industrial and Commercial Bank of China: The Baby Growth Card is based on family units and adopts the card combination form of "Baby Card, Father's Love Card, Mother's Love Card", in which the Baby Card is a UnionPay-standard "chip magnetic stripe" dual-media smart card. . The design of the baby growth card adopts the cartoon images of the twelve zodiac animals.

In September 2010, Standard Chartered Bank launched a debit card specially customized for teenagers - the "Tianjiao Youth" debit card. This was also the first time a foreign bank issued a debit card for teenagers.

Minsheng Bank’s “Home Alone” card aims to cultivate the correct financial awareness of “little ghosts” and help children and teenagers save new year’s money and pocket money.

Industrial Bank’s “Natural Life” family financial card is the first series of family financial cards in China, including three series: men’s card, women’s card and youth card. However, according to IB staff, the Youth Card, also known as IB Little Bee Card, has been suspended. If parents want to open a savings account for their children, they can bring the family household registration book and the parent’s personal ID to a bank branch to apply for a "financial management card" and apply for the card. At this time, the agent can set the transaction password. The card functions the same as an adult debit card.

The "Student Card" of Bank of Shanghai was established to facilitate some schools to withhold tuition and miscellaneous fees, and the schools can apply for it in batches. Of course, it also has the financial functions of other debit cards. Students can deposit pocket money and New Year's money into the card, just like a "piggy bank." The card also offers discounts on annual fees.

For Chinese citizens under the age of 16 living in China, a guardian should issue a debit card on their behalf, and provide valid identity documents of the guardian and debit card owner, as well as documents proving the guardianship relationship such as household register. Debit card applicants who have no capacity for civil conduct or have limited capacity for civil conduct shall be handled by their legal agent or personnel designated by the people's court or relevant departments in accordance with the law. Consumers can go to relevant bank branches to inquire about specific matters.

All banks allow underage children to apply for bank cards. To apply for a debit card, as long as the guardian brings his or her own identity document and the child's household registration book, he or she can apply for a debit card for the child. As for credit cards, children can only apply for supplementary cards for the main credit card of the legal guardian, and they must reach a certain age, so not every bank allows children to apply for credit cards.