1, safe owner's credit card, insurance gold card, etc. When activated, the annual fee for the first year will be generated, and the annual fee will not be reduced. If the consumption reaches 30,000 in that year, the annual fee will be reduced.

2. Your card has no spending restrictions and is free of annual fees for life.

Standard card, iqiyi gold card, etc. Spend 6 times a year to reduce the annual fee for the following year, and the transaction amount is unlimited.