Cardholders use Peony Credit Card for consumption. If they apply for installment payment, they only need to make repayment according to the installment amount every month, which not only meets your capital turnover needs, but also adds a new tool for flexible financial management.

ICBC can handle installment payment business by peony credit card, which is limited to individual customers.

ii. ICBC credit card consumption installment rules

Application time: between the day after your consumption transaction is recorded in the account and three working days before the due repayment date of this consumption.

application amount: the initial amount of installment business: RMB/HK$ 6 yuan, USD/Euro 1 yuan.

xiaobian reminds: users choose the number of installments according to their actual needs, and the handling fee for different installments is different, which is 1.65% for 3rd installment, 3.6% for 6th installment, 5.4% for 9th installment, 7.2% for 12th installment and 11.7% for 18th installment.

Application method:

1. When ICBC designates a special merchant to spend by credit card, you can directly apply to the cashier for installment payment.

2. between the day after your consumption transaction is recorded in the account and three working days before the due repayment date of this consumption, you can easily apply by directly dialing 95588 and turning to manual; You can also apply at ICBC outlets.

3. customers who register for ICBC online banking can use "credit card service >: Peony card repayment > Installment Settings "will change the self-service of consumer transactions that have been accounted for and are within the interest-free period into installment payment.