Industrial bank credit card can be used for loans. "Accompanying loan" is a credit card loan launched by Industrial Bank. It is a micro-loan business that converts credit card amount into micro-loan in debit card and allows cardholders to repay in installments. To apply for a credit card loan from Industrial Bank, the following conditions must be met:

1, use the credit card normally;

2. The cardholder's credit status is good;

3. The main cardholder has stable repayment ability.

Note: Some credit cards of Industrial Bank cannot handle credit card loans, such as standard business card, Jockey Club card, Guangzhou Education Fund card and Xidan Department Store card.