Our credit cards can be used normally in Hong Kong, Macao and Taiwan. At present, there are two basic credit card lines in Hong Kong, Macao and Taiwan, namely UnionPay line and international line (VISA, MASTERCARD, JCB or American Express, etc. ). UnionPay line credit card is directly settled in RMB; If you swipe your card on an international line, it will be settled in US dollars. Since the consumption outside the credit card will be settled in US dollars, if the consumption amount is not US dollars, there will be an exchange fee between the two currencies (65438+ 0.5% of the transaction amount). If the consumption amount is USD, no settlement fee will be charged. When spending, you can ask the merchant whether there is a UnionPay credit card limit, which is convenient for you to choose.