There is not much difference between Lehua Card and Lehua Loan. They are both loan channels under Fenqile. After the user applies for the Lehua Card, he or she can get a credit limit. At this time, the user can bind the Lehua Card to WeChat or Alipay, and then the credit limit of the Lehua Card can be used where WeChat payment or Alipay payment is available. A certain amount of interest will be charged after use.

When using Lehua Card, late repayment is not allowed, because late repayment will affect personal credit, and if the credit becomes bad, it will affect the processing of various loans. Moreover, after the overdue debt is returned, this overdue record will be kept in the credit report for 5 years, and it will automatically disappear after 5 years.

When using Lehua to borrow money, you must be between 22 and 50 years old, have full civil capacity, have a real-name mobile phone for more than 6 months, and have good credit. Lehua borrows money from third-party cooperative financial institutions, and credit checks will certainly be carried out. Before borrowing money, it is best to know what income you will use to repay it.

Fenqile is affiliated to Shenzhen Fenqile Network Technology Co., Ltd., which was established in Shenzhen in 2013. It cooperates with JD.com and many partners in its business model. The platform mainly provides multi-faceted support for the reasonable consumption of young people and white-collar workers. The scenarios involved include 3C digital, sports and outdoor, care and beauty, education and training, etc.

Version information: Take Alipay version 10.2.59, WeChat version 8.0.20, Fenqile version 6.16.1, Apple 13 (IOS15.4.1 system), Huawei mate40 (HarmonyOS2 system) as examples.

It is a lie that you can only borrow money between the ages of 22 and 50. You have already borrowed money when you were 20 or even 19 years old