The cardholder's deposit in the multi-card account will pay interest on a daily basis according to the deposit rate stipulated by the People's Bank of China, and your interest loss will be exempted.
Overdraft is more convenient.
Cardholders can use the deposit in the more card for daily payment, and when the deposit balance is insufficient to pay, they can overdraw within the credit line provided by the bank at any time. The overdraft withdrawal amount can be as high as 100% of the credit line. Credit card holders can borrow and repay their overdrafts, and calculate interest on a daily basis; No overdraft, no interest, no interest for repayment on the day of overdraft, and interest for how many days of overdraft.
It is cheaper for our bank to withdraw money locally.
Using multiple cards to withdraw money from the local Bank of Communications is free of credit card withdrawal fees.
Electronic bills are more environmentally friendly.
Bank of Communications credit card multi-card provides environmentally friendly and fashionable electronic bill reminder service. After the monthly bill is generated, you can receive SMS and email reminders, and you can also log in to the online bank of Bank of Communications to inquire and download the bill details at any time.
SMS reminds you to pay more attention to safety.
Credit card holders can log on to the online banking of Bank of Communications, subscribe to "worry-free card use" or free SMS reminder service for large transactions, and enjoy SMS reminder service for transactions and insurance service for lost cards.
It is more convenient for consumers to choose password signature.
In China UnionPay merchants, credit card holders can directly confirm the consumption of each credit card with their signatures. If you are used to using signature and transaction password to confirm the transaction, you only need to log in to online banking or telephone banking to open the POS transaction password verification service.
"Enjoy life" is more affordable.
The Bank of Communications credit card more card provides you with a rich and affordable "Enjoy Life" bonus plan, allowing you to quickly accumulate bonus points and exchange a wide range of gifts for free while spending.
Preferential merchants have more discounts
More cards share the merchant preferential plan of Bank of Communications, covering nearly 10,000 cities across the country, so that you can enjoy the preferential consumption of merchants and enjoy the fashionable life at will, whether you are in a fashionable city, an ancient cultural city or a water town in the south of the Yangtze River.
1. What if the credit card is overdue for 2 years?
1. Actively negotiate with the bank for repayment, and work out a re