After the car loan is paid off, I and the mortgagor need to jointly apply for cancellation of the mortgage. The specific process is as follows:

1. After paying off the loan, the loan applicant shall apply for the loan repayment settlement certificate at the loan bank;

2. The relevant staff of the mortgagor shall cooperate with the loan applicant to prepare relevant materials to the local vehicle registration management center;

3. Go through the formalities of understanding the pledge and complete the cancellation.

The general process of car loan handling is as follows:

1. The customer chooses the car at the bank's special dealer and signs the car purchase agreement or contract;

2. The borrower applies to the loan bank for personal automobile mortgage;

3. Sign the contract with the consent of the investigation;

4. Go through the formalities of notarization and mortgage of automobiles;

5. Lenders (banks) handle loans;

6. After the loan is paid off, the lender (bank) cancels the pledge certificate and returns it to the customer.