is in a frozen state. According to the public data, it is found that the fragrant leaf loan of Hongta Bank is an online loan of fragrant leaf loan launched by Yunnan Hongta Bank. This loan mainly solves the problems of difficult planting and loan. When tobacco farmers are in urgent need of materials and money, they only need to open the WeChat applet of Hongtaxiang Rongtong, provide their ID cards, household registration books and planting certificates, and they can apply for loans, and it only takes 3 minutes to apply, 1 second to approve and 1 second to release. After repayment, the available amount is zero, probably because the credit card account was frozen before, so there is no available amount after repayment.