Yes.

Cardholders only need to apply for installment repayment from the bank after the statement date. There are many installment options now, such as cash installment, free installment, etc. Cash installment is mainly the installment applied for for the cash withdrawal amount. , free installment is to installment the bill.

Extended information:

Credit card installments can be repaid in advance, but you need to contact customer service in advance to terminate the installment. If you do not apply to terminate the installment, the remaining balance of the installment will not be billed at once, and the card limit will still be occupied. The money you deposit is only equivalent to a deposit.

In addition, even if the installment is terminated early, the handling fees for the remaining installments will still be charged. For example, if you repay 1,000 yuan per installment, 12 installments and 1,200 yuan each, if you pay back 1,200 yuan in one lump sum, the bank will only think that you have paid too much, and the rest is just overpayment. The bill is still deducted in one installment. If possible, you can cancel the installment payment first, then repay the loan, and click repay directly, but the specifics still depend on the bank's regulations.

Reference material: Bank of China Credit Card User Guide