Hello, listening to your description, it should be your first time to apply for a credit card of China Merchants Bank. To apply for China Merchants Bank credit card, banks pay more attention to stable work and income, and it is best to have social security certificates. It is definitely easier to apply than state-owned banks such as ICBC and Agricultural Bank of China, and it is more suitable as the first credit card application.

18~60 years old (25~60 years old for foreigners), people with certain economic ability and good credit history can apply for a credit card of China Merchants Bank. When applying, you need to provide a copy of the credit card application form and ID card of China Merchants Bank (foreigner: passport and residence permit or employment certificate; Taiwan Province people: Taiwanese certificate, employment certificate; Hong Kong and Macao people: Home Visit Permit and Employment Permit/Residence Permit) and the work certificate issued by the unit. In addition, it is helpful to improve the credit limit by providing the following information, such as: a copy of the running list of China Merchants Bank's savings account in the past three months; Original proof of asset balance of wealth management account opened by China Merchants Bank; A copy of the property ownership certificate (including my name)+a copy of any water, electricity and coal invoices of the property in recent 3 months; A copy of my driver's license.