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The credit line of CCB Longka Credit Card is 6000, and can I apply for installment repayment if I spend more than 4000?
If the following rules are met, you can apply for installment, and the bank will inform you of the audit results after the audit.

China Construction Bank Installment Payment Policy

1, consumption stage:

(1) bottom line of installment amount: minimum amount of single consumption 1000 yuan.

(2) Handling fee collection method: installment payment.

(3) Registration method: Call 400-820-0008 to register.

(4) Application time: 2 days before the latest billing date after the credit card consumption transaction.

(5) Charge ratio:

3-phase 2. 10% (0.7% for each phase)

3.60% for 6 periods (0.6% for each period)

12 7.20% (0.6% per period)

18 period 10.80% (0.6% per period)

24 issues 14.40% (0.6% per issue)

2. Bill installment payment

(1) staging conditions: the minimum application amount is 500 yuan RMB, and the maximum application amount does not exceed 90% of the total RMB consumption in the bill (excluding cash withdrawal, installment payment and other transactions specified by CCB).

(2) Handling fee collection method: one-time payment in the first installment.

(3) Registration method: Call 400-820-0008 to register.

(4) Application time: any day from the day after the billing date to the final repayment date.

(5) Charge ratio:

The third stage is 2.60%

The sixth stage is 4.20%

12 7.20%

18 1 1.00%

24 issues 15.00%