His purpose is clear "to apply for a credit card", and he is nothing more than the following four motives.
The salesman's performance this month has not been completed, so he needs to push the performance.
If you apply for a credit card successfully, you can get a certain commission as long as you activate the card.
There are many people selling personal information now, so we should guard against them. If it is really necessary, it will be more reliable to apply in the bank app.
(4) One more thing, this may be a means for bank credit card salesmen to do marketing. Free is just a gimmick. Once the credit card application fails, they still have to pay the fee.
? But, to be honest, there are many door-to-door credit card sellers, some from banks and some from outsourcing companies. What is an outsourcing company? It is almost an agent. If they successfully apply for one, they can get a commission after activation. In order to occupy a larger market, many banks will recruit a large number of credit card salesmen. You can see these people in many big shopping malls and office buildings, as long as there is a large flow of people. The staff of the bank's credit card department are not afraid to leak information. But outsourcing companies are not necessarily.
Why is the outsourcing company not necessarily? The main reason is that outsourcing companies are not bound by relevant documents, while banks are different. They all signed a confidentiality agreement, otherwise they will bear legal responsibility. So when it comes to outsourcing companies, there will be many disadvantages. First, he copied many copies of your information, and you didn't know it when they took it to apply for a card. Then the card was sent to them, and you used your money, but you didn't know it. You will be stupid when you check the credit information. Bian Xiao doesn't advise you to apply for a credit card on the street, and don't meet people who have gifts and take advantage of petty advantages to apply.
Most people have a habit of being greedy and cheap, which is the root of our losses.