Cash withdrawal on the 8 th and ticket issuance on the 9 th. Then your repayment date should be before the end of the month, and there is a final repayment date, which is about 27.28. You should know which day it is, and it is fixed.

Withdrawal fee 1%, minimum 10 yuan. The interest is five ten thousandths of a day.

For example, if you take 1000 yuan, the handling fee is 10 yuan, and the daily interest is 1000*0.0005=0.5 yuan.

That is to say, if the 27th of each month is the final repayment date, you still have to pay 1000 yuan (principal)+10 yuan (handling fee)+10 yuan (interest for 20 days from the 8th to 28th) = 1020 yuan.

Interest is very expensive compared with bank deposit interest, so if you have a little money on hand, the sooner you repay, the better. If there is no interest-free period for withdrawal, interest will be calculated from the day after your withdrawal.