Can Bank of Communications Y-power credit card be used in Japan

Yes. Y-POWER can be used wherever there is a Visa/Plus, MasterCard/Cirrus or China UnionPay logo.

Fees:

1. Overseas UnionPay cash withdrawal: 1% of the transaction amount, the minimum fee is 15 yuan;

2. Overseas non-UnionPay cash withdrawal: 1% of the transaction amount 1. The minimum fee is US$3, and the maximum fee is US$30;

3. Overseas emergency cash withdrawal: 1% of the transaction amount, the minimum fee is US$3.

Extended information:

For non-cash transactions (cash advance or transfer), Bank of Communications is interest-free for the period from the bank accounting date to the due repayment date. Repayment period. The interest-free repayment period is as short as 25 days and as long as 56 days.

During this period, as long as you pay off the current period's repayment amount (total amount owed) in full on the current period's statement, you will not have to pay any interest on the funds advanced to the store by the bank for non-cash transactions. (Cash advance loans do not enjoy interest-free discounts).

The minimum repayment amount means that if the cardholder has difficulty repaying all the amount payable before the due repayment date (inclusive), he can repay according to the minimum repayment amount stipulated by the card issuer, but he cannot Enjoy the interest-free repayment period, and the minimum repayment amount is 10% of the consumption amount plus other various types of payables. The minimum payment is listed on the current bill.

Minimum repayment amount = 10 consumption balance, 10 cash withdrawal balance, interest balance, other payable expenses balance, the unpaid portion of the minimum repayment amount in the previous period

Bank of Communications adopts the revolving credit interest calculation method. Revolving Credit: A revolving credit is a small, unsecured loan with daily interest. You can decide the repayment amount according to your own financial situation every month before the due date of the current credit card bill.

When the amount you repay is equal to or higher than the minimum payment amount of the current bill, but lower than the amount due in the current period, the remaining deferred payment amount is the revolving credit balance. Revolving credit is a very convenient loan tool that not only allows you to enjoy the convenience of swiping a credit card, but is also a good choice for easy financial management. If you choose to use revolving credit, you will not be able to enjoy the interest-free repayment period in the current period.