Can I apply for three credit cards at the same time a day? It's best not to do this, the consequences are more serious!
With the increasing popularity of credit cards, many young people will consider getting a credit card in the bank after entering the society and having a stable job, in case of emergency. If the new credit card amount is not high, some people will apply for credit cards in multiple banks. Can I apply for three credit cards at the same time a day? The consequences are more serious! can I apply for three credit cards at the same time a day? First of all, it is feasible to apply for credit cards at different banks at the same time one day. The credit card application cycle itself is relatively long, and the review progress of each bank is also different. Many users will apply for multiple credit cards at the same time when they are in urgent need of credit cards. There is always a bank that issues credit cards quickly and with a high amount. And in a short time, applying for multiple credit cards at the same time also has an advantage, that is, although the speed of reporting credit information varies from bank to bank, it is basically not reported on the same day. Therefore, users apply for credit cards from many banks on the same day, and many banks will approve credit cards because they are not clear about the user's credit information. However, it should be noted that banks will definitely check users' personal credit records before approving credit cards. If the user applies for credit cards from three banks at the same time, the user's personal credit report will be inquired at least three times in this month. In the credit industry, there has always been the concept of "credit flowers". Some banks that have strict requirements on users' credit information will feel that the users are short of money, with high debt ratio and insufficient repayment ability when they see that their personal credit information has been inquired three times in a month, and it is also possible to directly reject the users' loan applications. Even if all three banks have approved credit cards for users, after the credit application records of users are recorded. The staff of the bank will know that the user is applying for a large number of credit cards, and for the sake of risk control, even the newly issued card will be directly downgraded or sealed. The above is the related content sharing of "applying for three credit cards at the same time in one day", hoping to help everyone!