What is the limit of Hua Xia Black Card Credit Card? The limit of the highest card level will not be small
Black Card Credit Card is known as the "King of Cards". It has capabilities that you can only imagine, no It can't do it. But unfortunately, only ICBC and China Merchants Bank are qualified to issue black cards in China. The Hua Xia Black Credit Card mentioned by card friends is actually a platinum credit card with an all-black card surface - Hua Xia Elite Global Credit Card (Prestige Combo). So, what is the limit of this Hua Xia Black Card credit card?
The initial credit limit of Hua Xia Bank credit card is generally from a few thousand to tens of thousands of yuan, or even as high as hundreds of thousands or millions. Because Hua Xia Bank does not have the highest level of black card issuance qualifications, the platinum card is the highest card level. The credit limit of Hua Xia Black Card Platinum Credit Card is generally more than 50,000 yuan, and the specific credit limit is determined by the bank based on your credit standing when applying for the card.
There are two types of Hua Xia Black Card Credit Cards to choose from. The difference lies in the annual fee:
Hua Xia Elite Global Credit Card? World Exclusive Card (MasterCard): RMB 880/card/year for the main card, free for supplementary cards. The annual fee will be charged in the following year. If the annual transaction reaches 2,500 US dollars or 15,000 yuan, the annual fee will be directly waived. If the above conditions are not met, 50,000 points can be used to redeem the annual fee.
China Elite Global Credit Card? Premium Platinum Card (UnionPay): RMB 680/card/year for the main card, free for supplementary cards. The annual fee is waived in the first year, and if you complete 5 transactions in the first year, the annual fee is waived for the following year.
Exclusive privileges of Hua Xia Black Card Credit Card
1. Global airport VIP lounges. Cardholders only need to show their VIP lounge membership card to enjoy the comfort and convenience three times a year for free. Unhurried waiting/waiting service in VIP lounges at global airports/high-speed rail stations.
2. Hertz offers a 10% discount on car rentals. When booking, please enter the discount code (CDP#) 1942185 to enjoy a 10% discount.
Summary: What is the credit limit of Hua Xia Black Card? Although it is not as high as the unlimited limit of pure black card, it is the highest card level of Hua Xia Bank. As long as you have good application conditions, the limit will not be too low, and there are There are so many privileges to enjoy. Quick application
What is the general limit of a credit card?
The limit of a regular credit card is generally between 1,000 yuan and 10,000 yuan; the limit of a gold card is generally between 10,000 yuan and 50,000 yuan. Between 10,000 yuan; the limit of the platinum card will vary depending on the bank, usually starting at 50,000 yuan; the black card is a credit card with a limit of one million yuan, and the upper limit of each bank will be different, from 1 million to The amount varies from 5 million.
The limit of a regular credit card is generally between 1,000 yuan and 10,000 yuan; the limit of a gold card is generally between 10,000 yuan and 50,000 yuan; the limit of a platinum card depends on the different upper limits of the bank. It will also be different, usually starting at 50,000 yuan; the black card is a credit card with a million-level limit, and the upper limit of each bank will be different, ranging from 1 million to 5 million.
The credit card limit depends on the effective income and asset security value provided by the individual during the application process. The credit limit of a credit card is positively correlated with the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit obtained. Therefore, applicants must provide proof of income and statements of asset security. Asset guarantees include fixed assets such as real estate and cars, as well as current assets such as savings and bonds.
What is the limit of a black card credit card?
Black card, American Express Centurion, also known as unlimited card. There are no quota restrictions. Applications are not accepted. They can only be invited by the bank. However, since the Centurion Black Gold Card issued in China is also a credit card, it has a fixed amount. The limit of black gold cards issued by ICBC and China Merchants Bank is about 2 million yuan to 10 million yuan.
Currently, American Express only authorizes Industrial and Commercial Bank of China, China Merchants Bank and China Minsheng Bank to issue the American Express Centurion Black Gold Card, which is still issued by invitation. Black gold credit cards not only represent the cardholder's noble social status, but also provide thoughtful and meticulous financial services.
The American Express Centurion Black Gold Card is the black gold (highest) level version of the "Centurion Series Recharge Cards" launched by American Express in the UK in 1999.
Because the main color of the card is black, it is also called "black card". The Centurion Black Gold Card is recognized as the "King of Cards" in the world. There is no upper limit for card slots in the top group (China's Centurion Black Gold Card is It is a jointly issued credit card, so it has a credit limit of 2-10 million). Most of the cardholders are politicians, billionaires, and celebrities from various countries. They are invited by American Express to enjoy the world's top credit cards. Member-exclusive benefits, rights and services. Due to domestic policies prohibiting foreign card organizations from independently issuing charge cards in China, American Express changed the Centurion series cards into credit cards in China and authorized ICBC, China Merchants Bank and China Minsheng Bank to issue them.
American Express only authorizes the Industrial and Commercial Bank of China, China Merchants Bank and China Minsheng Bank to issue the American Express Centurion Black Gold Card. This product is issued by invitation and is only available to a very small number of selected high-end bank customers. 1. Personal applications are not accepted for private banking users. The invitation conditions of Industrial and Commercial Bank of China are higher than those of China Merchants Bank. According to the bank’s internal staff, ICBC’s requirement for cardholders is an average daily deposit of more than 100 million yuan. Rich people on the wealth list or members of the provincial CPPCC or above; China Merchants Bank requires cardholders to have an average daily deposit of more than 20 million yuan; China Minsheng Bank has not yet obtained relevant information due to its short issuance time.
What is the limit of the Industrial and Commercial Black Card?
ICBC has issued two black gold credit cards. The credit card limit standards are as follows:
1. ICBC American Express Centurion Black Card: The credit limit is 200 - Between 10 million yuan;
2. ICBC UnionPay Black Card: The credit limit is between 1 million and 5 million yuan.
If the cardholder has a higher consumption demand. , you can apply for a temporary quota from the bank in advance. As long as the quota is not used in the investment field, it will usually be approved. However, I heard that the ICBC black gold credit card limit exceeds 5 million, which requires the signature of the bank president.
How much does it cost to apply for a bank black card
Take the CCB black card as an example. The following conditions are generally required to apply: 1. The applicant is over 18 years old and has full civil capacity; 2. Have 5 million in CCB The above assets; 3. The applicant has a good credit record and no overdue record. The black card has a black face and an overdraft limit of between 3 million and 6 million. Although it is called an unlimited credit card, the card still has a fixed limit. Yes, the actual credit limit will be different depending on the cardholder’s credit qualifications.
2. What is the level of the bank’s black card? 1. What is the black gold card? It is one of the bank's VIP cards and is the highest level. 2. The black card does not have a preset consumption limit. The thresholds for each bank's black card are different. Take Hang Seng Bank as an example. What are the requirements for cardholders? First, you need to have more than US$1 million in liquid assets. Secondly, you need to be invited by a bank. In addition to Hang Seng, there are also black cards from UOB, American Express, and Citibank. 3. The black card is an invitation-only card. If you can handle it with just money, the bank will invite customers with a certain social reputation to handle it, such as "Chairmen of listed companies, etc." And it can’t be done only if you have money, it can only be done by invitation from the bank!
3. What is the concept of black bank card?
American Express launched a black credit card called "Centurion" in 1999, which was called the "King of Cards" by industry insiders ". Some people say that only by owning this kind of black card can the noble status of the card owner be fully demonstrated. Because this kind of black card does not accept applications, only banks actively invite customers to join. In China, black bank cards usually represent credit cards with higher credit limits and provide more benefits, but the cards are not black. Black cards only represent a concept.
The application conditions for ICBC’s black card are very strict. The basic conditions are that the applicant is on the Hurun wealth rankings, or is a member of the Hong Kong Jockey Club, with an annual consumption of more than 2 million yuan. You may not be able to get it even if you meet the basic conditions, because the black card is subject to strict review and confidentiality, and requires a letter of recommendation from the branch president or above to be more likely to pass.
What is the general black card limit of China Merchants Bank Credit Card?
In the initial review of China Merchants Bank Credit Card, the limit is comprehensively assessed based on the information attached to the application and your specific situation. The specific amount is subject to the audit results.
The full name of the China Merchants Bank Black Card is the China Merchants Bank American Express Centurion Black Gold Card. At the end of October 2012, two banks, China Merchants Bank and ICBC, announced the issuance of the Black Gold Card almost simultaneously. The standard annual fee charged by the Gold Card is RMB 18,000. There is also a basic model for the standard for inviting customers. It mainly examines the customer's asset size, liquidity, lifestyle, consumption habits and the customer's contribution to the bank. The annual domestic consumption is RMB 2 million. Or 1 million yuan overseas is a basic threshold.
Credit Card Notes:
1. Do not disclose personal information to others easily, including your ID number, bank code and other information, and do not hand over your bank card or credit card to others. for others to use. If you have any doubts and need to report a crime, please go to a bank or other financial department for consultation in person or report the crime to the local public security agency. Do not call the phone number provided by the suspect to report the crime.
2. Pay attention to safe use of online banking. Install necessary anti-virus, anti-Trojan software and online banking security controls, make sure you are logging in to a real bank website, do not easily accept unfamiliar files, and do not easily use other people's computers to log in to online banking.
3. Be vigilant when using self-service banking. At present, the doors of self-service banks have been gradually transformed into button-opening doors. When withdrawing money from self-service banks, if you find suspicious devices or prompt messages such as "Press password to confirm" at the entrance and exit of self-service banks, do not swipe your card or enter password, and promptly Report to banks and public security agencies.
What is the general black card limit of Bank of Communications y-power credit card? How to improve
The Bank of Communications y-power black card has always been widely welcomed by everyone, and there has been a lot of discussion about the Bank of Communications Youth Card. Some friends reported that the limit of their Bank of Communications Youth Card is too low, only 2,000. Is the card limit so low? What is the general black card limit of Bank of Communications y-power credit card?
1. What is the general limit of Bank of Communications Youth Black Card?
The general limit of Bank of Communications Youth Card is 5,000---50,000, and the card will be given to you based on your card usage. Amount increased. If it is overdue, the interest will be charged at 5/10,000 per day, so try not to be overdue. Not only will there be interest, but it will also have a negative impact on your credit!
The initial limit of the Bank of Communications Y-POWER credit card black card is generally 5,000. The special benefit of the youth card is that the cash withdrawal fee is fixed at 5 yuan per transaction, which is cheaper than ordinary credit cards, and the entire limit is You can withdraw cash, but general cards can only withdraw half of the total amount. In addition, you can apply for installment for a single purchase of more than 500, which is generally more than 1,500 for a card.
2. How to increase the limit of the Bank of Communications Youth Black Card
In fact, the limit of the Bank of Communications Y-POWER Credit Card Black Card is increased the fastest among all the Bank of Communications cards. It can be used for more than half a year. Call the card center to apply for a limit increase. As long as you use it regularly and have good credit, you can get an increase.
1. The amount should be as large as possible, and the total amount of consumption within half a year should be at least 30 yuan;
2. The smaller the amount of bulk consumption such as wholesale and house purchase, the easier it is to increase the quota;
3. The less online shopping, Alipay transactions and cash withdrawals, the easier it will be to apply for an increase in the limit;
4. Try to make as many purchases as possible, with an average of more than 10 transactions per month, if more than 20 transactions It is easier to raise the limit;
5. The type of merchants who swipe the card cannot always be similar to the business scope of the company;
6. There are many types of consumer merchants, and there are different types of merchants in different places Swipe card etc.
There is something to say: The Bank of Communications Youth Card is divided into a youth black card and a white card. There is no limit difference, just different colors. The techniques for increasing the limit of the Bank of Communications Youth Card are actually similar to those of other credit cards. The Bank of Communications Youth Card is the same. This is a card that is more suitable for young people. Friends who need it can apply for it~
This is the end of the introduction about credit card black card limit and black card limit. I don’t know if you can find you from it. Need the information?