How much is the small white card of Bank of Beijing? How to raise the amount if the amount is too low?
Bank of Beijing and JD Finance jointly issued a joint small white card, and many card friends expressed their desire to start with one, because this card not only has rich rights and interests, but also unconditionally reduces the annual fee. Then, by the way, what is the amount of the small white card of Bank of Beijing? What skills can you use to increase the amount if the amount is too low? Bank of Beijing Xiaobai Card belongs to the UnionPay gold card level, and the amount is generally between 6.5438+0 million yuan and 50,000 yuan. The bank will determine the final initial credit according to the applicant's credit status. Then, the applicant's credit conditions are general, and the amount of the small white card applied by Bank of Beijing may be within 1 1,000 yuan. If the amount of small white card applied by Bank of Beijing is too low, it is suggested not to blindly sell the card, but to make good use of the card and increase the amount. Introduce several cash withdrawals: 1. Open the card as soon as possible. You can apply for a temporary quota after 3 months of continuous card use and a fixed quota after 6 months; 2. Diligently run a credit card, regardless of the amount, try to brush a small white card where you can use a credit card; 3. Pay attention to the types of merchants who consume, and don't be too single. It is best that all businesses have consumption records; 4. Occasionally withdraw cash by stages, but it should not be too frequent, especially cash withdrawal can only be done occasionally; 5. Make a good record of using the card, and there can be no overdue, cashing and other behaviors. In addition, if you have new financial proof, you can also show it to the bank to prove your repayment ability. In short, the amount of the small white card of Bank of Beijing will be less than 50,000 yuan. Cardholders who are dissatisfied with their credit limit can raise the credit limit by raising their cards, but they can't be too hasty. The conditions for bank review and increase will be stricter. The application conditions for the Bank of Beijing JD.COM White Joint Card are suitable.