At present, there are mainly four payment methods of credit cards in the market, such as pos card payment, third-party binding payment, UnionPay express payment and mobile phone payment.

1. Pay by swiping the card through pos machine

This traditional credit card consumption method can complete the payment by swiping the card through pos machine and entering the password and signature. This kind of payment is generally done through the UnionPay center. At present, the hand-brush machine on the market is also a traditional pos machine channel.

2. Third-party binding payment

This method is the most popular now. It binds the credit card to the third-party payment platform and completes the payment settlement by scanning QR code. At present, payment methods such as WeChat and Alipay are widely used, taking the third-party channel.

3. unionpay express payment

Different from online payment, unionpay express payment does not need to be bound to any platform, just enter new information such as credit card number, account name, mobile phone number and security code on the payment page, and then send a dynamic password, and you can successfully pay by entering it correctly. This is generally the unionpay channel.

4. Mobile payment

At present, mobile payment is also a popular way. At present, Applepay, Huawei pay and Xiaomi pay all have it. Take Applepay as an example. First, the credit card is bound to the mobile phone. When the user consumes, the mobile phone and China Unionpay Quick Pass functions are turned on, and payment is induced at terminals such as POS machines through NFC.