Card conditions:
/kloc-Mainland residents aged 0/year and above 1 8-65;
2. Have a stable job and earn a monthly punch card;
3. Fill in the credit card application form and sign it in person at the "Applicant's Signature".
Most domestic banks, including China Industrial and Commercial Bank and China Construction Bank, want to apply for another credit card by using the existing credit card. Generally, cardholders need to use the original credit card for more than 6 months and have no bad records before they can apply for another credit card in another bank.
Extended data
The advantages of credit cards are as follows:
1, there is no deposit for overdraft consumption, and you can enjoy an interest-free period of 20-56 days. Repayment can be made on time without any charge (most banks will charge 0.05% interest and 2% handling fee on the day of withdrawal, while ICBC will charge no handling fee but interest).
2. It is not only safe and convenient to swipe your card when shopping, but also a bonus gift.
3. Special merchants who hold cards in banks can enjoy preferential treatment.
4. Accumulate personal credit, add a credit record to your credit file, and benefit for life.
5. National access is barrier-free, and you can withdraw money or spend money on ATM and POS machines with UnionPay logo.
6, credit card consumption, some credit cards get existing points, all kinds of discounts and lottery activities throughout the year, so that you can always have surprises as long as you use the card.
7. Mail the statement free of charge every month, so that you can grasp every consumption expenditure transparently.
8. Unique supplementary card function, suitable for husband and wife to jointly manage money or master children's financial expenditure.
9. The free choice of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB.
10,400 telephone or 5-digit short number with prefix 9 provides 24-hour service, and loss reporting takes effect immediately, with zero card loss risk.
1 1. Use the third-party platform for business cooperation and provide preferential services for cardholders.
Baidu encyclopedia-credit card