Credit cards have expiration date information. You can check the appointed time for you on the credit card below. The validity of a credit card is expressed in months/years. For example, 10/20 is valid, and it will be 10+3 1 in 2020.
Credit cards have different validity periods according to different banks, generally 3 to 5 years. During the validity period of the credit card, that is, within three years, it can be opened at any time. It doesn't matter if it's not opened. If it is not activated and there is no annual fee, if the credit card is valid for three years, if it is not opened after three years, the bank will automatically cancel it according to the situation.
Deactivating the credit card has no effect on your credit. Because this is a normal phenomenon.
Extended data:
You can activate your credit card as soon as you receive it. The activation method is as follows:
1, network activation: bring my ID card to the bank counter to activate;
2. Phone activation: Call the customer service phone on the back of the credit card to activate. Activate according to the customer service prompt;
3. Online activation: log in to the bank credit card center online and directly select the "Online Activation" option to activate the credit card. Each line has a different URL, but the activation steps are roughly the same.
References:
Baidu encyclopedia-credit card