(1) The credit card used in e-commerce activities is an electronic credit card, which is paid directly through the network.
(2) Real credit card, also called credit card, is a non-cash transaction payment method and a simple credit service.
2, the characteristics of the two are different:
(1) Features of electronic credit card: Electronic credit card is fast and convenient.
(2) Features of real cards (credit cards): They have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers.
3, the classification of the two is different:
(1) Electronic credit card type: credit card payment without security measures; Electronic credit card payment by a third party agent; Simple encryption of electronic credit card payment; Secure electronic transactions, credit card payment.
(2) Types of real cards (credit cards): According to the credit status of cardholders, they can be divided into ordinary cards and gold cards; According to different payment methods, credit cards can be divided into credit cards and quasi-credit cards; According to the different circulation scope of credit cards, they can be divided into international cards and regional cards
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The credit card used in e-commerce activities is an electronic credit card, which is paid directly through the network. Electronic credit card is fast and convenient, and the purchaser can know the credit status of the cardholder in time through the card issuer, thus avoiding fraud.
Electronic credit card is a payment method. Because the use of electronic credit cards requires credit card transmission through the public internet network, it is technically necessary to ensure the security and reliability of transmission. SET secure electronic transaction protocol is used to ensure the secure transmission of electronic credit card numbers and passwords. In the process of credit card payment, it is also necessary to authenticate the identities of customers, merchants and credit card issuers to prevent denial.
It has the characteristics of low manufacturing cost, high reliability of information preservation, convenient development, flexible application and miniaturization. Electronic credit card and electronic credit card reader-a small special microcomputer, can be widely used in securities, securities, credit certificates and other occasions. And can also be used for data information collection of some distributed systems.