According to the official information of Gitzo installment, Gitzo installment with formal consumer finance license will check the credit status of borrowers. Therefore, it is more difficult for friends with poor personal credit to apply for loans from Gitzo in stages.
In addition to credit reporting, there are many factors that will affect your application for Gitzo installment, such as personal income and external economic environment. Therefore, everyone should pay attention to some details when applying for Gitzo installment.
1, try to improve personal information and provide your own income certificate, salary certificate, provident fund payment certificate, etc.
2. Before applying for Gitzo installment, try to reduce debts and brush less credit cards.
Friends who are not very good at personal credit reporting suggest you do this:
1. Try to apply for Gitzo installment after the bad records are automatically eliminated, or apply for Gitzo installment after the bad records exceed 2 years;
2. Once Gitzo's installment application fails, you can reapply after 1 month, without worrying that the failed result will affect the next application.
Generally speaking, Gitzo checks the credit information in stages, and friends with poor credit information should make more preparations.