What does it mean when a credit card shows that the card has been blocked?

When a credit card shows that the card has been blocked, it means that the credit card has been risk-controlled and cannot be used.

Customers can keep the recent consumption invoices, purchase orders, etc. of the card. In case the bank really blocks the card, the customer can also submit these information to the bank so that the bank can lift the risk control as soon as possible. After swiping your card for consumption, you must also pay attention to repaying it on time. If the card is always overdue, the bank will probably freeze the card.

It will be more difficult to restore the credit limit by then, and you will have to find a way to repair your credit report. Avoid bad card usage behavior again. Pay special attention to avoid frequent swiping at the same type of merchants, and do not always swipe the full amount.

Extended information:

The introduction of credit card blocking is as follows:

If the cardholder actively applies for blocking or freezing because of the risk of using the credit card, then There will be no adverse effects, and it is very simple to unblock it. Just call customer service to apply. Repeatedly swiping the card at the same POS machine for many days in a row, or even swiping it all at once after completing the repayment is one of the criteria for banks to judge credit card cash-out.

Under normal circumstances, the transaction time of credit card transactions is illogical. The transaction time is not normal business hours. For example, it is illogical to use KTV in the morning, spend money in the building materials market in the evening, etc.

People's Daily Online - Overdraft credit cards were blocked and self-service banks were burned in anger

People's Daily Online - Credit card has been reduced? Stop doing these things

Is a credit card (debit card) blocking text message trustworthy?

The credit card (debit card) card blocking text message needs to be screened by the cardholder to see if it is trustworthy.

After a credit card (credit card) is blocked, the bank will usually send a text message to inform you. The content of the text message is usually "Your credit card (credit card) with the last number xxxx has been blocked by me due to xxxx reasons." "The bank's credit card (debit card) center handles card suspension processing", which is credible in most cases. However, if there are any links or unofficial customer service numbers in the text message content, there is something fishy. Do not click or call back. If there is any If you have any questions, please call the bank customer service phone number manually.

What kind of text message will there be before the credit card is blocked?

The bank will send you a text message to inform you. If you have any questions, please call customer service or relevant outlets.

The SMS notification that the credit card has been blocked is as follows:

"Your credit card with the last number xxxx has been suspended by our bank's credit card center due to xxxx reasons"

The reasons why credit cards are blocked are as follows:

1. If the credit card is overdue for more than three terms, the bank will charge interest and late fees for cardholders who overdue repayments. When multiple overdues occur or the overdue amount reaches a certain amount, the bank will consider that the cardholder has malicious overdraft consumption behavior, and the risk of continuing to provide revolving credit to the cardholder is very high, and will unilaterally stop the use of the credit card.

2. Risks of illegal cash-out or card maintenance. Many cardholders will resort to credit card cash-out when they lack cash flow. In fact, this is something that banks are very concerned about. The card-issuing bank will either reduce the cardholder's credit limit or suspend the cardholder's use of the credit card based on the cardholder's specific situation.

3. Risks arise. When the bank believes that a certain credit card has been swiped on a risky POS machine, or the system prompts that a certain credit card has been hacked, the credit card will be suspended for security reasons. deal with.

This is the end of the introduction about credit card blocking information and the SMS notifications for blocking credit cards. Have you found the information you need?