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Why can’t credit cards be used to recharge Alipay?

No.

The credit card recharge business itself has certain cash-out risks, and anti-money laundering and cash-out has always been the common mission and responsibility of commercial banks and Alipay; Alipay is in accordance with the "Internet Payment of Payment Institutions" issued by the central bank. The spirit of the "Business Management Measures" draft for comments puts forward higher requirements for its own business compliance, resolutely prevents any individual or organization from using Alipay to cash out, and maintains the environment for the use of credit cards on the Internet.

Credit cards cannot be used to recharge Alipay, but credit cards can be used to make purchases on the Alipay platform. The scope of use of credit card express payment is that credit card express supports Taobao Market, Tmall Mall, Alibaba, and some external merchants (displayed as cashier) shall prevail) and public utility payment.

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Extended information

Alipay uses credit card to repay Services require a handling fee.

Starting from March 26, 2019, when individual users use the "credit card repayment" function of the Alipay client, Alipay will charge a certain percentage of service fees for the portion exceeding the free limit.

Individual users can enjoy a basic free repayment limit of 2,000 yuan per month (there is no basic limit for computer repayment); after exceeding the free limit, the excess portion will be charged a service fee of 0.1 per transaction. If the service fee is less than 0.1 yuan, it will be charged as 0.1 yuan. ?After using up the basic free quota, you can also use Alipay membership points to redeem more free quota.

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